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Making Dental Implants Affordable in Louisville

Senior woman pointing to teethOne of the main reasons patients avoid visiting the dentist is that they’re afraid of the out of pocket costs of treatment, and easily the priciest procedure available is dental implant supported tooth replacement. We know that investing in such a complex treatment can be stressful, but our team is here to help you make tooth replacement with dental implants affordable. At Exceptional Dentistry, our Louisville dental team works with patients to ensure that they never have to worry about unexpected costs. We’ll walk you through every step of the treatment process, outline costs, explain insurance coverage, and help you budget for the dental care you need. If you want to learn more about dental implants, please call our team to schedule a consultation visit with us today. We can’t wait to get started creating a tooth replacement plan to deliver healthy, beautiful smiles within your budget.

Smiling senior couple outdoors

Factors that Affect the Cost of Dental Implants

Every treatment plan is different, and this is especially true for patients who choose to receive dental implant supported tooth replacement. The majority of the cost of treatment will be in the price of each dental implant post and the surgical placement. Luckily for patients who need several implants, the price goes down for each additional implant, and if your implants are placed on the same day, your surgical costs are essentially the same for a single implant or a full row of implants. Some additional factors that affect the cost of implant supported tooth replacement include:

  • Tooth extraction – if you need to have one or more damaged teeth removed before your implants are placed, this can increase the cost of treatment. However, we can usually place implants on the same day teeth are extracted saving you some money on surgical costs.
  • Bone and soft tissue grafting – if you need to build up your supportive tooth structures, the cost of these tissues and surgical grafting can significantly increase cost.
  • Sedation options – depending on the type of sedation, you may increase your cost by several hundred dollars. On the plus side, many insurance plans will cover part of the cost of sedation.
  • Replacement teeth – your dental crown, bridge, partials, or dentures will also be factored into the overall treatment cost. Again, dental insurance often provides coverage for these restorations.

Dentist showing patient dental implant model

Dental Insurance and Dental Implants

Dental insurance is historically slow to change. Insurers have had the same annual plan maximums, between $1000 and $1500, since the 1960s. Braces were considered purely cosmetic, elective treatments and not regularly covered by insurance providers until the 90s. In fact, many of today’s dental benefit plans still allow employers to decline orthodontic coverage. It’s no surprise that dental insurance providers do not cover the cost of implants even though this long lasting treatment offers the best restoration option for patients. However, we will help you maximize your insurance coverage for the rest of your preparatory and restoration treatments, including tooth extractions, sedation dentistry, and replacement prosthetics that are typically covered by insurance plans.

Model of implant supported denture

Financing Your Dental Implants

The out of pocket costs associated with dental implant supported tooth replacement will be a little higher, but it’s important to remember that this cost is for a replacement option that may last the rest of your lifetime. Some of the ways we work with patients to finance the cost of their implant retained tooth replacement plans include:

  • Insurance credits – in some cases, patients’ insurance will provide a credit for the overall cost of treatment rather than specific percentages of coverage for individual aspects of implant supported tooth replacement. That means you can apply your insurance coverage to any part of your treatment. We’ll help you determine where these credits will be most beneficial and apply them accordingly.
  • Charges per treatment – we will also ask that you pay for the cost of treatments individually. This means you can pay for preparatory procedures, dental implants, and restorations at separate appointments.
  • CareCredit – this third party financier offers low and no interest payment plans for qualified patients. That means you can spread the cost of treatment out over several months without adding interest charges.
  • Savings accounts – if your benefit plan includes a health savings account (HSA) or flexible spending account (FSA), these funds can be applied to the cost of dental implant supported tooth replacement.